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Frequently Asked
Questions |
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Below you will find a list of our more frequently asked questions.
If you're not able to find an answer to your question please
contact us and we'll be happy to help!
What are the interest rates for my auto loan?
Your interest rate is influenced by several factors: severity of the
credit issue(s), vehicle details and the amount to be financed.
What size of down payment will I require?
Generally no money is required down however in some circumstances
there may be some down payment required.
Can I get an auto loan even if my credit is not so great?
That's our specialty! We will work diligently with you and the
financial institutions in order to have your application approved.
How long does the application process take?
The application process takes approximately 2 minutes and you can be
approved within 5 to 10 minutes from the time we receive your
application. You can also apply online 24hrs a day, 7 days a week
securely by clicking here.
What does it cost to apply with Auto Credit Car Loans?
The application process is absolutely FREE! The advantage we have
is that Vaughn Barry, our Finance Manager, is a former special
finance lender. This means he knows how to get you approved and can
give you a fast response by knowing how the banks and finance
companies operate.
Do you provide financing for a private sale?
No. We only provide financing for vehicles within the approved
Auto Credit Car Loan dealer network inventory. We currently have over
500 new and used vehicles so we have something for everyone!
Are Auto Credit Car Loan vehicles leased or financed?
We have both leasing and financing available. Generally our
customers choose the financing option, however, leasing is available
should you choose to go that route.
Will this auto loan really help repair my credit?
Yes, provided you faithfully make your monthly payments as agreed.
Your loan will be regularly reported to the major credit reporting
agencies. This will go a long way towards establishing a positive
credit rating. |
